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Residents uncomfortable @ Govt’s moving ahead with NHI

July 14th, 2015 | Tags: julian fraser RA Ronnie W. Skelton NHI BVIHSA
Among the other concerns of the residents is that of the Minister for Health and Social Development Honourable Ronnie W. Skelton not making it public at this stage which is the underwriter insurance company for NHI. Photo: VINO
In his assessment, Dr Rawle R. Hannibal said the average person would be paying tax, Social Security, NHI and insurance premium, which would be a financial burden. Photo: Provided
In his assessment, Dr Rawle R. Hannibal said the average person would be paying tax, Social Security, NHI and insurance premium, which would be a financial burden. Photo: Provided
Chairman of the Virgin Islands Party (VIP) Honourable Julian Fraser RA (R3) has on several occasions shared the view that the current set structure of the NHI needs to be reviewed and revised before it can be implemented. Photo: Provided
Chairman of the Virgin Islands Party (VIP) Honourable Julian Fraser RA (R3) has on several occasions shared the view that the current set structure of the NHI needs to be reviewed and revised before it can be implemented. Photo: Provided
ROAD TOWN, Tortola, VI – As word spreads that come September 2015, registration for the National Health Insurance (NHI) will commence, residents across the territory are voicing their concerns as to the lack of transparency in the process and Government’s failure to return to its people for further consultations.

One such person is Ms Almeina O. Creque, who said, “This is a serious concern to me. We have serious concerns with this. No formal release to the public about this September start registration. I saw it first on some of them news site … but this is not fair to the people of this territory at all; they are failing us by not sticking to their promise of returning for further discussions with us.”

Among the other concerns of the resident is that of the Minister for Health and Social Development Honourable Ronnie W. Skelton not making it public at this stage which is the underwriter insurance company for NHI. “That is something we need to know as a people who have to be paying into this. September is tomorrow and we don’t have this information. Is like telling us to give you our money without you telling me where you putting it and what you going to do with it.”

Community leaders also spoke

These were the very concerns of some leaders even some at the community level who had described it as a burden.

Dr Rawle R. Hannibal who contested the June 8, 2015 national elections as a Territorial At Large candidate had stated that if one is to look at the consultation paper it would be quickly realised that the coverage by NHI is inadequate; hence persons would be forced to procure "private" insurance for themselves and families.

He had outlined that some employers normally pay the premium for their employees but with NHI these employers would no longer be able to afford this practice, especially with the additional 3.75% mandatory contributions to NHI on the employee’s behalf.

NHI a burden

In his assessment, Dr Hannibal said the average person would be paying tax, Social Security, NHI and insurance premium, which would be a financial burden.

“The average salary cannot sustain this with the minimum wage in the BVI being where it is currently at $4.00 per/ hr. The cost of basic commodities is going up daily in the BVI. It’s my opinion that government needed to ask the local insurance companies, who are experts, to form a national group [in order] to dissect the insurance burden piece by piece [with] each one taking that coverage which they could best provide- locally and abroad - at the cheapest cost.”

He shared that such a venture would provide more private sector jobs and reduce the burden on government. “I implore BVIslanders to take a look at what is covered under the NHI. For example, most procedures are subject to be approved by a “board” and everybody knows how that works in the BVI.”

Opposition wants review of NHI 

Chairman of the Virgin Islands Party (VIP) Honourable Julian Fraser RA (R3) has on several occasions shared the view that the current set structure of the NHI needs to be reviewed and revised before it can be implemented.

NHI is also being criticised by the Opposition as a callous scheme of the National Democratic Party (NDP) government to recover money for the construction and upkeep of the massive Peebles Hospital.

On the other hand, Chairman of the BVI Health Services Authority (BVISHA) Bishop John I. Cline has been calling for the speedy implementation of NHI as he sees it as the only way of pulling the health care sector out of the “deep pit” it is currently in.

Funding for NHI

According to public information, NHI will be funded by contributions made by all employed persons, whether locals or expats, working in the Virgin Islands, and deducted in the same manner as social security contributions.

Contributions will be based on a percentage rate applied to a maximum of twice the national insurable earnings which was most recently set at US$38,610 per annum for 2014.

Accordingly, the ceiling for NHI deductions on earnings would be US$77,220 - any income earned above that figure would not be subject to deduction. Income up to that level would be subject to the NHI deduction at the proposed initial rate is 7.5%. That rate is to be split equally between employer and employee - so the employee has 3.75% deducted from their salary, and the employer pays a 3.75% levy on payroll.

The maximum monthly contribution for an individual would be US$482.63 per month based up on 2014 maximum insurable earnings.

58 Responses to “Residents uncomfortable @ Govt’s moving ahead with NHI”

  • boy O Boy (14/07/2015, 08:35) Like (23) Dislike (3) Reply
    this is a mess at most point.
  • A Mess (14/07/2015, 08:53) Like (70) Dislike (7) Reply
    This is what you people voted for. Take it and shut up.
  • Hurky Jurky (14/07/2015, 09:08) Like (37) Dislike (4) Reply
    Ayu trying to KILL the everyday man with this NHI scheme. WE CANT AFFORD NO MORE MONEY OUT OF OUR PAYCHECKS.
    • West End (14/07/2015, 14:51) Like (12) Dislike (1) Reply

      I agree with you these people don't care about we the people and the dribbling two cents that we make. I mean they can have there NHI but leave us with our insurance I have my personal insurance for my family now they pushing this sh.t downyour neck. We can't afford this shit . This means you have to take this sh.t they send you overseas to what doctor they want it can't work . They have their millions dollar insurance come on man. By time we do go overseas we will be dead for nobody will recognize this sh.t. You all need to please consider the poor

    • drake (15/07/2015, 09:09) Like (9) Dislike (9) Reply
      this is what you voted for, take it and shut up
  • Wow! (14/07/2015, 09:15) Like (30) Dislike (1) Reply
    Does US$482.63 include spouse and children, and like with my insurance now will I be able to say i want to go overseas or send my family member(s) for treatment or will it be dictatorship like and we stay here and perish and they wait until its too late then try to fly us out? Sigh ughhh!!!
  • trrefdrfds (14/07/2015, 10:25) Like (25) Dislike (0) Reply
    If people already hurting why would you do something like this, there are people making minimum wage who have to find 2 and 3 jobs to make ends meet. People have to pay rent, utility bills where we finding this money from and what about single parents, you all serious, you all going make people kill each other. And what happen to the increase in the minimum wage that gone dead too?
  • Wait a minute (14/07/2015, 10:39) Like (19) Dislike (0) Reply
    Also on Jan 1 2016 the Govt should increase the payroll tax exemption from $10,000 to $20,000 and increase the minimum wage.
    • No Name (14/07/2015, 14:32) Like (1) Dislike (0) Reply
      @ Wait a minute

      Wait on that!!
    • crworm (14/07/2015, 20:53) Like (5) Dislike (0) Reply
      Their salaries need to be taxed all year round and the NHI must apply to them too. They cant feel what we feel because they are living well!
  • rubbish (14/07/2015, 10:45) Like (8) Dislike (8) Reply
    This is utter rubbish persons should not have to pay as you earn. POVERTY POVERTY please change the rate.
  • I (14/07/2015, 11:07) Like (9) Dislike (0) Reply
    I have one question If a person is not working wouldhe or she be covered
    • Hmm (14/07/2015, 16:34) Like (0) Dislike (0) Reply
      Every man jack have to be under this insurance working or not, what if you take sick and need medical care. Also based off of what the geniuses were initially proposing is if you not working & your spouse is then your spouse have to pay your insurance
  • Very Concerning! (14/07/2015, 11:16) Like (14) Dislike (0) Reply
    I really hope when we can't afford to buy the already high cost of groceries we can go to them and ask for financial assistance. People right here in the B.V.Is are already going to sleep hungry and they're still taking money from us without asking permission! They also want to know why theft is so prevalent! Lower our cost of living!
  • good (14/07/2015, 11:19) Like (13) Dislike (0) Reply
    Bury them with burdensome taxes. They asked for it. Sock it to them. Let them weep and wail day and night.
    • Prime (14/07/2015, 21:22) Like (4) Dislike (0) Reply
      @ good
      Hush your *ss like you exempt form it. Do you like space you fool.
    • @good (15/07/2015, 14:13) Like (4) Dislike (0) Reply
      I so agree with you...if it means that I have to pay higher taxes to teach the nation to stop being greedy and stop taken bribes during election then so be it. God will have to hit them where it truly hurts to bring them back on good ground.
  • broke (14/07/2015, 11:50) Like (17) Dislike (2) Reply
    the country is actually broke and this the only way or means they have in there heads of getting millions of dollars with out actually having to go get a loan.... haven't you see the signs first time in along time you see the government going for loans to do everything and i mean everything switching monies from other loans to do projects and lending monies like there crazy and putting the country more in debt....i see the premier has Frazer qualities in him..just be truthful to the people of the country for once these old heads all they do is lie lie no transparency till they caught in lie..this will be the new age of slavery people..rich get super rich and the poor with there hands out that's what they want you to do and believe and it actually working bvi wake up we live in a Communist island with democracy rules .. government do what they feel like no input from the people
  • Me (14/07/2015, 11:58) Like (31) Dislike (0) Reply
    referendum people don't know the rule on how to start one get one done but if you know somebody who has a idea start the ball.. let the country vote on this matter let stop putting our fate in selected peoples hands majority rule
  • minimum wage (14/07/2015, 12:08) Like (6) Dislike (0) Reply
    Nothing about minimum wage in mention again? I guess thats a dead story until next election?
  • welsaw (14/07/2015, 12:17) Like (4) Dislike (0) Reply
    from bad to worse who is looking out for the little man
  • VG-1 (14/07/2015, 12:25) Like (24) Dislike (1) Reply
    Just wait. you all ain't see nothing yet. These Guys even ain't start on the people of this territory yet and ayo done bawling. There's a lot more to come. There is no way everybody crying and still put these people back in. something wrong. Since elections i ain't hear no more talk about the 60 lots of land they had to distribute in north sound. That gone with the wind.
  • hahahaha (14/07/2015, 13:13) Like (29) Dislike (0) Reply
    Why the residents complaining ayo is who put the ndp back in so tek da!!!!!
  • Well (14/07/2015, 13:30) Like (18) Dislike (2) Reply
    I iwll start by saying up fromt that I do not have a problem with NHI. I actually applaud Mr. Skelton and the NDP governament for this. However, my problem is that this is not the time!

    The hopital needs to be staffed with competent doctors and other cmpetent support staff. Moreover it needs proper diagnostic equippment. Even if we have afffiliations with the best hospitals, they are still thousands of miles away and that does not work in emergency cases. I have no confidence that all is well at that hospital You can go into that hospital and get progressively worst right in there and noone is aware until you die or are almost dead. Pure negligence is going on at Peebles. I am not giving up my insurance to be told I cannot seek the care of competent doctors! Furthermore it is not fair for no one to ask or expect you to do so. Do not tell me I have and option to keep it either. I can only afford one, not both! Ronnie get the healthcare in good shape then proceed. That is my 10cents!
  • xxxxxxx (14/07/2015, 13:49) Like (46) Dislike (2) Reply
    We were bamboozled this last election. The Majority of people still with their mouths open in shock and confusion. Poor us. Lord give us strength to deal with these elected official.
  • Scary Mary (14/07/2015, 13:53) Like (19) Dislike (1) Reply
    You reap what you sew. Only those who steadfastly did not vote for these people have any right whatsoever to complain.

    If you don't know what socialism or communism is all about, you are about to find. Welcome to Beijing brothers and sisters.
  • THEY (14/07/2015, 14:18) Like (5) Dislike (1) Reply
    they need to come to the public and explain this NHI better...it might just be a good thing ONCE it is excepted overseas to the major hospitals...is that the plan to negotiate with outside hospitals? Please explain before you push this thing down our throats....cause honestly these insurance companies thieving us.
    • @THEY (16/07/2015, 07:01) Like (0) Dislike (0) Reply
      NHI cannot be used overseas unless you have special permission granted by a Board in cases of emergency ONLY which they feel cannot be handled at Peebles Hospital.

      IF that permission is granted you can only go to a facility they select for you. There is no choosing where you want to go under NHI. If you don't have private insurance in addition to NHI, like it or not, you are subject to whatever decision is made for you by the NHI Board.
  • WHY CRY? (14/07/2015, 14:38) Like (24) Dislike (0) Reply
    The "people" said they did the right thing...so why are they crying now???
  • wtf? (14/07/2015, 16:23) Like (7) Dislike (0) Reply
    Another date announcement, but no public announcement or discourse about what NHI really means. What does this money from our checks go towards? Who collects that money and has oversight of it? Who will be keeping records of it all and matching costs vs. income in regards to NHI? There are too many unanswered questions out there and govt isn't doing themselves any favors by avoiding the discussions needing to take place.
  • virgin gorda (14/07/2015, 16:43) Like (5) Dislike (0) Reply
    This ting will bankrupt the country
  • stubborn couple (14/07/2015, 16:51) Like (7) Dislike (0) Reply
    Ronno and Picko have to be the two most stubborn think they know it all people in the world. People need to just stop talking, they will never listen...they still will do what they want...
  • 1 (14/07/2015, 16:57) Like (13) Dislike (0) Reply
    Ndp listens yo no one
  • It can work if they listen (14/07/2015, 17:10) Like (7) Dislike (1) Reply
    It will work and be good if its run by social security, we just pay an extra 2, 3, 4, percent more in social security which-ever and become insured--Social security has a good track-record of making things work.....I hope its not that Hospital board they want to run it... it would be the devil and the Angels---Woe be unto us
    • Yes (14/07/2015, 21:46) Like (102) Dislike (0) Reply
      Which board you think going run it? hahaha
    • @It can work if they listen (15/07/2015, 14:22) Like (0) Dislike (0) Reply
      Hello...NDP just took millions out of our SS the other day 'and for what?' It will work??
  • Me (14/07/2015, 17:52) Like (78) Dislike (0) Reply
    ronnie seriously. not this time myron say a few days ago the country feelin the resesion now they come with dis bull most people work in resorts and its seasonal when the wayes drop in a six month period how will people be able to afford this make nhi for those who dont have any in surance. .... see people the vip would never do this to the people . its was alway that ralph would help those that did not have insurerance but you see we easily forget. the ndp never care about poor /the average people. they have what they need, their pay is large so who care s ...this the time to sign your pitation and take it to the gov. what andrew zoe. decastro, jugy,irene pen oneal,elton sprave, olivine pickering ths is what you need to and leave fraser the hell alone,,,,,,,,the people need all the help now dont watch america they have money
  • Serious (14/07/2015, 18:40) Like (12) Dislike (0) Reply
    Is Ronnie going to pay in to NHI? Is he putting a burden on the little man and then tax payers pay for his and his fellow legislators health overseas? Remember as one of them get sick they are immediately flown out at tax payers expense.Tell me which poor Virginislander gets that privilege. We do not even hear what was the cost. These politicans are taking us to hell in a basket. They are making shure their pockets will be full through conflict of interest while others suffer.
    • Ayo... (14/07/2015, 20:47) Like (7) Dislike (0) Reply
      You are pretty right Serious... Any of these people in the positions get sick and any of their immediate family get sick, do you think they will send their family or send their self to Peebles? Of course not!!! Because they can afford to go overseas out of their pocket! How about us? Those people who cannot afford? Stay here at Peebles and pray to survive? If your private doctor refer you to go overseas for better treatment, do you think that the NHI board will allow you to go as easy as you want with coverage? This NHI will slow down our treatment to go overseas because as much as possible they won't release you to go even the service is not available in the island. One more thing, which overseas medical facility are they going to send you? To the cheapy one? Or maybe stay at Peebles and wait for your time to die.. That's all..
  • betty (14/07/2015, 19:49) Like (22) Dislike (0) Reply
    WHAT BOTHERS ME THEY ARE DOING EXCEPT RAISING THE MINIMUN WAGES FSN PREPARE TO GET MORE PEOPLE COMING FOR HELP IT IS SAD TO SEE THEY DO THINGS TO SUIT THEM SELVES WHERE THE POOR FIT IN JUST TO VOTE FOR THEM.
  • nonsense (14/07/2015, 21:23) Like (12) Dislike (0) Reply
    It's about time to start an island wide protest against the ills happening to the fellow citizens and belongers of this island....the BVI needs a dose of what the other Caribbean island gets when things DNT work out in their favor. Ccchhhuuupppssssss..
  • father help us (14/07/2015, 21:47) Like (0) Dislike (0) Reply
    one could not be premier and the other could not win a set NHI was given a mandate
  • right (14/07/2015, 23:28) Like (8) Dislike (0) Reply
    The people need to take a petition to the governor on this matter. Send a petition to the UK. We have never been in this state before. Too much greed.
  • . (14/07/2015, 23:33) Like (8) Dislike (0) Reply
    lil buinsss will suck salt
  • careful (15/07/2015, 04:59) Like (8) Dislike (0) Reply
    Will our governor please find out which of our politicians is doing business with China. They are surely bringing communism to our shores. This will be worse than the drug trade for our people will soon not be able to speak out. They will do what they want and many will go hungry. Please stop these politicians. Virginlanders have always been a free people after slavery. Free to work., speak out eat travel and live a happy life. Notice it is starting with them trying to bridle the press,order from China without disclosing the agent, formulate bills and drop them on us without the people's participation.they forget that they serve us and we pay them. Social security will soon be empty because their cronies are in charge. May God intervene and help the people of this territory.
  • CONCERN 1 (15/07/2015, 05:54) Like (2) Dislike (1) Reply
    The people need to be more educated on this . Town hall meetings,phamplets,etc.It can work but many issues are to be resolved first and if you have insurance already it is up to you to either to have both,change or remain without. The decision is yours to take but do make the right one.
  • voter (15/07/2015, 06:56) Like (9) Dislike (0) Reply
    All I can say is put aside money and get a real health insurance so when you get sick you can get off the rock and get proper care.
  • NORTHSOUNDER (15/07/2015, 12:15) Like (2) Dislike (0) Reply
    DR. HANNIBAL WAS LOOKING OUT FOR THE PEOPLE . WHA AYO BITE OFF AYO CHEW... DID AYO VOTE FOR HIM... I HAVE BEEN SAYING HERE IS A BRIGHT AND INTELLIGENT MAN READY TO WORK FOR THE PEOPLE.... MY PEOPLE AYO LET ME DOWN. AYO NEED TO PAY CLOSE ATTENTION TO DR. HANNIBAL IDEAS. SON OF THE SOIL
  • Everything is HELLOOOO (15/07/2015, 12:57) Like (5) Dislike (0) Reply
    WELL HELLLOOOOO!!!! MINISTERS OF GOVERNMENT I BEG YOU TO LISTEN. WE THE PEOPLE OF THESE BRITISH VIRGIN ISLANDS CANNOT AFFORD THIS LATEST SCHEME YOU ARE TRYING TO FOIST DOWN OUR THROATS!!! MINIMUM WAGE IS 4 MEASLY DOLLARS AN HOUR. WHERE SHALL WE GET THIS MONEY FROM TO PAY? FOOD COSTS ARE KILLING US..... NOW YOU WANT US TO ONLY GET MEDICAL HERE... WHY? IS THIS A COMMUNIST COUNTRY? WHERE IS THE DEMOCRACY? WHERE ARE OUR CHOICES???????? THIS IS FOOLISHNESS
  • Yes (15/07/2015, 13:14) Like (5) Dislike (1) Reply
    I thought y'all did the right thing?? this is what you voted for....
  • Get rid of Carty (15/07/2015, 16:14) Like (1) Dislike (1) Reply

    Get rid of C..ty she's a mess every where she goes. FIRED ANGUILLA, FIRED ST. CROIX, FIRED ST. THOMAS! Why keep her in the BVI?

    • chad (15/07/2015, 22:39) Like (0) Dislike (1) Reply
      lol and now trying to bring her cousin and his group from STT.

      http://virginislandsdailynews.com/news/jackson-testifies-about-confrontations-with-carty-1.1159522
    • voter (16/07/2015, 08:53) Like (0) Dislike (0) Reply
      Can we have some audited statements showing how she is spending the 40 plus mill each year. How much money is paid to John's companies before and after he assumed the position. How much money goes in Exec pay and bonuses?
  • Good For Allu (19/07/2015, 18:13) Like (0) Dislike (0) Reply
    That is what you all asked for when you all re elected the NDP government back into Government. So don't act all surprise now, when you all was fully aware of the NHI thing. You all just live to live in Bondage under this Government and now you want to be crying that you all can't afford it. well come September you all better gear up for it. All i can see is the crime rate going up because by the time they take out for this NHI insurance out the people salaries they can't feed their families and then they might have to steal to live in this country.

    Just my two cents
  • this is bull (20/07/2015, 00:42) Like (0) Dislike (0) Reply
    If you can afford to put asside 7% of your wages you can afford their crappy hospital and made up bills. What can we as a people do about it?? NOTHING! THATS WHAT. this government will do what they want and we'll say no but still pay and die in an under staffed and under equipped hospital that wasted poorman taxes. Thats my version of raping your country aka communist state
  • Truth B told (20/07/2015, 12:24) Like (0) Dislike (0) Reply
    To all who voted NDP "all the way" this is what you voted for. A government that does what it wants irregardless of how or what the people say. I don't see how NHI is going to benefit anyone, i see where it will bail the NDP out of debt for the hospital. Really sad that we've come to a place where you're being forced to use a health insurance plan you don't want to use. Democracy is "freedom of speech/choice" this is not the case. As working people we should be able to choose where we want to go for medical care, not forced to use health care we are not comfortable using. Strupes ..even the ministers go off island to seek medical care


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