‘Don’t overspend on purchasing or building dream home’- Scotiabank
And in order to inform its customers on how to be frugal, how to qualify for homebuilding loans and the various services that are available to ensure their homes are built to perfection, Scotiabank conducted a Home Buyer/Builder seminar on Saturday January 19, 2013 at its Tortola location.
“We had our experts and architects, insurance companies and contractors on hand. They did a great presentation for customers to come into the bank and have their needs addressed and we at Scotiabank are here to help customers meet their dream homes, said Assistant Manager of Personal Banking, Travisia Williams.
“We also let them know our customers who we have worked with over the years such as Mr Steve Augustine and to help the customer to have a smooth process to own their own home. So we invite customers to come in before so that we can know their budget so that they do not go and build a two million dollar home and they would not be able to afford it or to complete the construction,” Williams added.
It is not the first time that Scotiabank has held such a promotion but it is the first time that it has incorporated small businesses. The small business customers who had some of their products and services displayed at the seminar included Groundworks BVI for landscaping, Vangard Security, EuroCarib Source, which is a building material purchase and deliver service and CRC, which specialises in tiling. “So for this year that was the unique aspect of it,” Williams told Virgin Islands News Online.
Senior Technician of Vangard Security, Tom Corpuz said the security company has been in existence since around 2001. Located at East End, he noted that the company deals with alarm systems, surveillance systems, automation, assets control, and they also provide security services for special events.
“The unique thing about the company from other security services is that we provide quality service and then we do monitoring to make sure our clients are satisfied with the service,” Mr Corpuz told this news site.
Customers were also introduced to Groundworks BVI, which is located at Pockwood Pond where it has a fully serviced garden centre and a store where garden equipment and fertilizers among other gardening needs could be purchased.
According to the Consultant to Management of Groundworks BVI, Mr Charles Crane, the business of Groundworks BVI is multi-faceted. “We provide excavating services, clearing foundation work and landscaping for property once it’s built.”
Groundworks BVI also offers an alternative to concrete wall for soil retention purposes, which is a basic wire basket filled with stones. It’s a tried and tested way of retaining soil and can be engineered to any height. “It has been tried and tested worldwide and the advantage over concrete wall is that it can be cheaper, doesn’t have to be painted. It wouldn’t crack, wouldn’t grow moss, fungus and all that stuff so generally its maintenance free and comes with a guarantee,” Mr Crane said.
Presentations were also made by Panelists Mr Steve Augustine of SA Architectural Services, Mr Willis Todman of Todman Architectural Services and Ms Maria Viera of Colonial Insurance.
The presentation of the Scotiabank Home Builder/Buyer procedures and Scotiabank Home Savings Plan were done by Personal Banking Officer Ms Shavern Roberts, Home Finance Specialist Mrs Lurina Leonard Charles and Personal Banking Officer Mrs Ganiecia I. Smith.
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10 Responses to “‘Don’t overspend on purchasing or building dream home’- Scotiabank”
families wanting to build homes should re-think their expectations. Many mistakes arise when they want to build mansions and unrealistic structures bigger than they need to be practical. They also need to be serious about engineers and architectural design. Making a statement can also make an eyesore.